Financial and Insurance Information

At Saumya Ram, DDS, we believe that everyone deserves access to high-quality dental care in a way that fits their budget. Whether you prefer to pay upfront, use insurance, or take advantage of flexible payment options, our team is here to help make every step smooth and stress-free.

Payments

We make it easy to pay for your dental care in whatever way works best for you.

Our office accepts all major credit cards, Apple Pay, Google Pay, personal checks, and cash.

We want every visit to feel comfortable and convenient - from scheduling to checkout. If you ever have questions about payment options or need help deciding what’s best for your situation, our friendly front desk team will be happy to assist you.

💳 Accepted Forms of Payment: Credit Cards | Apple Pay | Google Pay | Checks | Cash

Insurance

We’re proud to accept a wide variety of PPO dental insurance plans. Our knowledgeable team will help you understand your coverage and will do everything possible to maximize your insurance benefits.

We know that dental insurance can sometimes feel complicated. That’s why we’re happy to file claims on your behalf and provide clear explanations of your coverage before treatment begins—so there are no surprises when it comes to your care.

We accept all PPO insurances.

Our goal is to help you maximize the benefits of your plan and maintain a healthy smile.

In-Office Membership Plan

No Insurance? No Problem!

If you don’t have dental insurance, our In-Office Membership Plan makes excellent dental care simple and affordable.

For $519 per person per year, you’ll enjoy comprehensive preventive care and valuable savings on other treatments.

Your Plan Includes:

• 2 Annual Visits (Dental Exam, Oral Cancer Screening, Routine Cleaning & X-Rays)
• 1 Emergency Exam per year
• 15% Off Additional Treatments
• $500 Off Invisalign Treatment
• Add a Family Member for $50 Off

View Membership Details (PDF)here.

Join today and start saving on your smile

Cherry Financing

We’re proud to partner with Cherry Financing, giving you the flexibility to get the dental care you need when you need it.

With Cherry, applying takes just 60 seconds, and you’ll receive an instant decision without any hard credit checks. And best of all, there are no hidden fees.